A. If you fail to pay your cell phone bill, your cell provider may cut your service. You may have debt and your contract will be canceled.
B. If you fail to pay your credit card bill on time, you will have to pay late fees, receive increased interest rates, and incur damages to your credit score. If you continue to miss payments your card can be frozen, your debt could be sold to a collection agency, and the owner of your debt could sue you and have your salary garnished.
